FAIR Health Consumer Access

Spring2025

Surprise Billing: Your Rights

Have you ever received a medical bill out of the blue? These bills can come if you unknowingly see a doctor who’s not in your health plan’s network. Do you know what your rights are and how to dispute a “surprise” bill? This article will tell you about surprise bills and the No Surprises Act that helps prevent them. It will also explain what to do if you get a surprise bill and how to get help to pay your surprise bill.

Adults 65 and Older Became the Largest Age Group of Users of the FAIR Health Consumer Website in 2024

In 2024, adults 65 and older became the largest age group of users of FAIR Health Consumer (fairhealthconsumer.org). That’s FAIR Health’s free, award-winning consumer website. Hundreds of thousands of users—a record number—visited the site last year. Other insights about how people used the site in 2024 can be found in FAIR Health’s annual infographic.

Coverage for Spring Allergies and Asthma

With longer days, springtime brings warmer weather and pollen. If you have spring seasonal allergies or asthma, these can make your symptoms flare. Health insurance coverage for asthma and allergy care varies, though most plans will cover at least some tests and treatments.

Winter2025

Coverage for Physical and Occupational Therapy

Sometimes an illness, injury or disorder can leave you needing physical and/or occupational therapy. This article will give you an overview of these types of treatment. It will also tell you the kinds of commercial and government coverage available, as well as other ways to manage the costs of physical and occupational therapy.

Cancer in Younger Adults

Cancer is more common in people 50 and older. But concern has been growing in recent years over cancer in adults younger than 50. In a new white paper, FAIR Health studied cancer trends in adults aged 18 to 49 from 2016 to 2023.

Prevention and Wellness Care for the New Year

With a new year ahead, now is a good time to think about prevention and wellness. Preventive and wellness services can help you to stay healthy and get healthier. Many services are covered for free by most health insurance plans.

Fall2024

Managing Costs of Long-Term Care

Long-term care is medical and nonmedical care that you receive for an extended time, at home or in other settings. There are lots of reasons you might need long-term care. One is serious illness. Another is disability or frailty. Most commercial health insurance won’t cover long-term care. This article will tell you how to manage the costs of long-term care.

Fall Is Open Enrollment Season

Now that fall is here, it’s a good time to think about health insurance. That’s because fall is open enrollment season—the time of year when you can sign up for a health plan or make changes to the plan you have.

Types of Health Plans

When shopping for a health plan, you may see a plan described as an HMO, PPO, POS or EPO. Those abbreviations are important because the coverage, rules and typical costs differ for each type of plan.

Summer2024

Coverage for Cancer Care

A cancer diagnosis can change your life. While cancer care will differ by individual circumstances and the type of cancer, identifying ways to cover the costs associated with cancer can help you plan. This guide will help you to understand your options to pay for cancer care.

FAIR Health Updates Cost of Giving Birth Tracker

FAIR Health has just updated the Cost of Giving Birth Tracker. This is a free, online tool that tracks the cost of giving birth in each state and nationwide.

How to Speak with Your Healthcare Provider to Make Informed Healthcare Decisions

Visiting your doctor or other healthcare provider? Whether you’re seeing your provider in person or online, good communication between you and your provider is key to getting the most out of your visit. Here are some tips to maximize your visit and make informed choices about your health.